July 20, 2010
- House Approves Flood Insurance Reform
House Approves Flood Insurance Reform
The US House of Representatives have approved a flood insurance reform bill that would reauthorize the National Flood Insurance Program (NFIP) for five years.
The provision, which extends the program to Sept. 30, 2015, passed by a wide margin, 329 to 90, with support from both Democrats and Republicans.
It is strongly supported [...]
July 6, 2010
- Flood Insurance Getting Harder to Find
Flood Insurance Getting Harder to Find
From the Gulf oil spill and the floods in Arkansas and Oklahoma to the procession of hurricanes forecast for this year, the stage is set for major property damage in 2010.
Yet people looking to bolster their homeowners-insurance protection are likely to find that premiums are pricier, and extra coverage is [...]
May 14, 2010
- Prepare Your Homeowners Insurance for Storm Season
Prepare Your Homeowners Insurance for Storm Season
The 2010 hurricane season is just a few weeks away (starting June 1). Now is the perfect time to review your homeowner insurance coverage and what you can do to make sure your home is protected.
Homeowners frequently ask if they can reduce their homeowners coverage because the market value [...]
April 23, 2010
- Flood Insurance: You Might Be Surprised
Flood Insurance: You Might Be Surprised
You might be surprised to find out that your homeowners insurance doesn't cover floods.Questions or comments? Use the "Comment" link below. Your email address, although needed to post a comment or question, will never be published on our site!
April 2, 2010
- Is Your Home Ready for Spring?
Is Your Home Ready for Spring?
Spring is here and with the warmer temperatures comes melting snow and heavy rains. And while it's true that April showers bring May flowers, they also can also wreak havoc on a home through backed up sewers and drains, as well as sump pump overflows. Many homeowners don't realize until [...]
March 22, 2010
- Natural Disaster Planning for Homeowners
Natural Disaster Planning for Homeowners
Unless you've been living in a closet since the first of January and missed all the news around the world with all the earthquakes, then you are well aware of the fact that the threat of natural disasters such as earthquakes, hurricanes, floods, tornadoes, hail, mudslides and wildfires is a reality [...]
February 22, 2010
- Saving on Insurance
Saving on Insurance
Here are some simple tips to make sure you're saving as much as you possibly can on your insurance…Have questions or comments? Use the comment link below to sound off.
December 28, 2009
- Homeowner Insurance Warning
Homeowner Insurance Warning
It happens to everyone at some point: You have to make a claim on your auto or homeowners insurance. In most cases, that first claim should not have an affect on your rates. But one man recently learned the hazard of making more than one claim!
Bad Luck Strikes… Three Times
“We had the ice [...]
October 9, 2009
- Flood Insurance: Do You Really Need It?
Flood Insurance: Do You Really Need It?
Floods are obviously quite common in low lying areas that are surrounded by water. In these areas, not having flood insurance is like playing financial Russian Roulette in the event of a serious storm.
However, what about homes that are not situated right in front of a water source? Do [...]
September 17, 2009
- 5 Words Insurance Companies Hate
5 Words Insurance Companies Hate
When it comes to insurance, whether it be homeowner's insurance, or some other form of insurance, there are 5 words that could get your claim delayed or denied.Questions or comments about anything covered in the video about insurance? Just click the "comment" link below and sound off. We'd love to hear [...]
July 24, 2009
- Think You Know Your Insurance Policy?
Think You Know Your Insurance Policy?
How much do you know about your insurance policy? Probably not all you should, as Stacy Johnson explains in this short (1:43) video…If you have questions about your insurance policy, pull it out and read it. Or contact your insurance agent and ask specific questions.
July 7, 2009
- Homeowner Insurance: What's Covered?
Homeowner Insurance: What's Covered?
The fastest way to learn what’s covered by your homeowner insurance is by reading the declarations page of your policy. What’s below is a rough guide to typical policies.
What's covered under a typical homeowners policy:
Your home and any detached structures on the property.
Most furniture, appliances, electronics and tools.
Liability and medical expenses for [...]
June 28, 2009
- Homeowner Insurance: What Happens When Your Home is Vacant
Homeowner Insurance: What Happens When Your Home is Vacant
If your home is vacant for any length of time, it may not be covered under your existing insurance policy. Rather than assume your home will still be insured, check this list of steps to follow with your insurance company to make sure you have coverage.
1: If [...]
May 30, 2009
- Homeowner Insurance Flood Stress Test
Homeowner Insurance Flood Stress Test
Most people don't find out their insurance was inadequate until it's too late. Here's how to gauge the strength of your homeowner's insurance before life does it for you.
Say you carry homeowner insurance but not flood insurance, because you don't live near a body of water and you've never seen a [...]
April 3, 2009
- Home Inventory: Do You Have One?
Home Inventory: Do You Have One?
If a disaster ever destroys your home, your insurance company will want an inventory down to the last sock. Do you have one? If not… watch this video and then, GET BUSY! (Video runs 1:36)…Do you have a home inventory in case disaster strikes your home? If not, does this [...]
November 9, 2008
- Bad Insurance Buys
Bad Insurance Buys
Modern life isn't cheap… so it pays to make sure you're not wasting money on anything. And that includes insurance. Are you paying for unnecessary insurance? Money Editor Stacy Johnson helps you find out in this short (1:26) video…If you have questions or comments about this article, please use the "Comment" link below [...]
November 6, 2008
- Homeowner Insurance: Getting the Best Quote
Homeowner Insurance: Getting the Best Quote
Too many people will find the most obscure, no-name insurance companies in order to get the cheapest deal and find out later that the company doesn't pay on insurance claims!
Bottom Line: It's a great idea to apply for online quotes from different companies, but before you move forward make sure [...]
October 5, 2008
- Insurance Premiums: Are We In For Hikes?
Insurance Premiums: Are We In For Hikes?
With the recent (effective) takeover of AIG by the government, and billions of dollars in damage caused by recent hurricanes, there's reason to be concerned about the health of the insurance industry.
Experts are quick to point out that the financial woes facing AIG shouldn't have any impact on the [...]
September 20, 2008
- Homeowners Insurance: Are You Sure You're Covered?
Homeowners Insurance: Are You Sure You're Covered?
Being smack dab in the middle of the peak of the Atlantic hurricane season tends to make us all think about homeowner's insurance. What's the most important thing you need to know about your homeowners insurance? The answer: What it does — and doesn't — cover.
The list may not [...]
August 14, 2008
- Homeowners Insurance: Tips for Reducing Your Premium
Homeowners Insurance: Tips for Reducing Your Premium
With prices for just about everything fluctuating (mostly in the upward direction) lately, people everywhere are looking to save money where ever they can. A good place to start is with your homeowner's insurance policy.
In spite of our economy, home values have increased over the past 5-15 years. Many [...]
